140 PALMETTO CIRCLE NE, Port Charlotte, FL 33952

• 2 beds |
• 1 bath |
• 1,327 sqft

Property Description

**Assumable FHA at 3.25%** This 2-bedroom, 1-bath home showcases charm, character, and excellent potential in a peaceful Port Charlotte neighborhood. Built in 1958, the block construction offers approximately 1,300+ sq ft* of living space and a spacious backyard perfect for outdoor living or gardening. The home provides a wonderful opportunity to add your own personal touch and create the space you’ve envisioned. Outside, the lot offers plenty of breathing room with space for a carport, garden, or expanded outdoor living area. Recent updates include newer A/C installed December 2021, water heater installed in November 2025, a new roof in 2019, and a partial roof replacement in 2024. A sprinkler system is in place and simply needs to be reconnected. Situated in a quiet subdivision, this home is conveniently located near shopping, dining, and the Gulf Coast’s beautiful beaches and waterways. Whether you’re looking for a full-time residence, a seasonal getaway, or an investment opportunity, this property offers flexibility, affordability, and long-term potential — especially with the assumable FHA loan at an excellent rate.

Listing Status:

Active

Date Added:

November 19, 2025 at 06:00AM

Listing Office:

CENTURY 21 SUNBELT REALTY : 941-625-6120

Listing Agent:

Kristine Palcic : 941-236-1026

MLS ID:

C7516919

Interior

• General: Ceiling Fans(s)
• Appliances: Built-In OvenCooktopDryerElectric Water HeaterMicrowaveRefrigeratorWasher
• Laundry: Laundry RoomOutside
• Flooring: Tile
• A/C: Central Air
• Heating: Electric

Exterior

• General: Other

Construction

• Roofing: Shingle
• General: BlockStuccoOneSlab

Location

• Road/Access: Asphalt
• Originating MLS: Stellar MLS
• County: Charlotte

Lot

• Zoning: RSF3.5PCH 004 0053 0007 PORT CHARLOTTE SEC 4 BLK 53 LT 7 PR74-312 332/40 495/388 495/388 501/508-9 502/725 969/1692 1420/1692 1656/994 2976/717 3348/1909 4136/1728 4854/2125 3373867 FJ3328438402227259002

Utilities

• Utilities: Cable AvailableElectricity ConnectedPublicWater Connected
• Water: Public
• Sewer: Public Sewer

Financial

• Source: Stellar MLS
• Ownership: Fee Simple

This listing courtesy of Kristine Palcic, CENTURY 21 SUNBELT REALTY