$495,900

404 Bay Cove, Ridgeland, MS 39157

  • 4 beds |
  • 4 baths |
  • 2,865 sqft
  • Property Icon Single-Family Home
  • Property Year Built Icon Built in 2002
  • Property Lot Size Icon10,454sqft lot
  • Property Parking Icon 2 car garage
  • Property Price Per Square Feet Icon $173/sqft
  • Property List Date Icon Listed 1 month ago

Property Description

Welcome to your new home in the beautiful gated community of Summers Bay on the Ross Barnett Reservoir. This beautifully updated home offers more than just comfort and style -- it comes with its own boat slip, giving you direct access to one of Mississippi's most sought-after waterfront lifestyles. Imagine taking a short, leisurely walk from your front door to your boat, heading out for an afternoon of fishing, cruising the open water, or simply sipping wine while watching the sun set across the reservoir. Every day here feels like a vacation. Step inside to a freshly updated interior where timeless style blends effortlessly with modern finishes. The desirable open split plan is ideal for entertaining. The spacious living area flows seamlessly into the dining room, creating an inviting atmosphere for hosting guests or relaxing with loved ones. The heart of the home features a well-appointed kitchen with stunning quartz countertops, modern appliances, ample storage, and a cozy breakfast area perfect for quiet mornings or casual meals with friends. Just off the kitchen is a generously sized laundry room complete with abundant storage, sink, ice maker, and built-in ironing board. A convenient desk area nearby would also function beautifully as a private workspace or storm room. One of the most peaceful spaces in the home is the sunroom, offering relaxing views of the surrounding landscape. Begin your mornings with radiant sunrises and wind down to the soft glow of reservoir sunsets -- all within walking distance of the water. The main level offers three comfortable bedrooms designed for rest and retreat. The primary suite, privately situated at the back of the home, features a spacious ensuite bath with spa tub and twin walk-in closets. Two additional bedrooms share a well-appointed bath with dual vanities and generous closet space. Upstairs, you'll find a versatile fourth bedroom or bonus room complete with its own full bath -- making it the perfect private guest suite, home office, gym, or hobby space. The current owners have thoughtfully enhanced the home with: - New flooring - Quartz countertops - Updated lighting and fixtures - Tankless water heater - Electric car charging plug Additional highlights include a roof that is only two years old, fresh interior paint, and plush carpeting upstairs -- offering both style and peace of mind for years to come. This is more than just a home -- it's a lifestyle. Whether you're boating, entertaining, or simply enjoying the peaceful setting, this Summers Bay residence offers the very best of reservoir living. Schedule your private showing today and experience it for yourself.

Listing Status:
Active
Date Added:
February 25, 2026
Data Last Updated:
April 4, 2026 at 6:39PM
Listing Office:
EXIT Realty Collective : 601-488-3948
Listing Agent:
Heather Gibson : 601-983-7220
MLS ID:
4140407
  • Flooring: Carpet
  • A/C:
  • Heating:
  • Fireplace: Fireplace
  • Roofing: Architectural ShinglesCopper
  • Windows: Bay Window(s)Insulated WindowsWood Frames
  • General: Two
  • HOA Amenities: Maintenance GroundsManagementOther2040.0Annually
  • Golf: BoatingLakeFishingGatedMarina
  • Originating MLS: MLS United
  • County: Madison
  • Zoning: LOT 21 SUMMERS BAY072e-22d-092-00-00
  • Water: Public
  • Sewer: Public Sewer
  • Source: MLS United

This listing courtesy of Heather Gibson , EXIT Realty Collective

Monthly Payment

$Est. Payment
  • Principal & Interest $
  • Property Taxes $
  • Home Insurance $
  • VA Funding Fee $

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Location

Schools Nearby

A

Ann Smith Elementary School

306 S Pear Orchard Rd, Ridgeland, MS, 39157

Grades PK-2

2.92 miles away

O

Olde Towne Middle School

210 Sunnybrook Rd, Ridgeland, MS, 39157

Grades 6-8

3.87 miles away

R

Ridgeland High School

586 Sunnybrook Rd, Ridgeland, MS, 39157

Grades 9-12

3.84 miles away

Disclaimer: School and School District information courtesy of the National Center for Education Statistics (NCES). School boundaries may change. Proximity to listed schools does not guarantee enrollment eligibility. Contact the school district for more information and exact boundaries.

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